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On account of settlement holiday on APRIL 1, 2016(TOMMOROW,FRIDAY), multiple settlements have been scheduled on APRIL 5,2016(TUESDAY). Please note that shares bought on MARCH 31,2016(TODAY) should not be sold on APRIL 1, 2016(TOMMOROW,FRIDAY) as trades done on both these days will be settled together on APRIL 5,2016(TUESDAY).

Below the name of Public sector Banks with the Anchor Bank (with which other Banks will get merged). 1. State Bank of India (Anchor Bank) State Bank of Hyderabad State Bank of Patiala State Bank of Travancore State Bank of Bikaner & Jaipur State Bank of Mysore 2. Punjab National Bank (Anchor Bank) Oriental Bank of Commerce Allahabad Bank Corporation Bank Indian Bank 3. Canara Bank (Anchor Bank) Syndicate Bank Indian Overseas Bank UCO Bank 4. Union Bank of India (Anchor Bank) IDBI Bank Ltd Central Bank of India Dena Bank 5. Bank of India (Anchor Bank) Andhra Bank Bank of Maharashtra Vijaya Bank 6. Bank of Baroda (Anchor Bank) United Bank of India Punjab & Sind Bank Bhartiya Mahilla Bank

Market Update: Sgx Nifty +29 pts ‎Dow +22.40 pts ,Nsdq -21.61 pts , S&P -3.71 pts ‎, Bovespa  -1740 pts , Ftse -34 pts , Dax -56 pts , Cac -33 pts , Nikkei  -145 pts , now, Crude @ $36.92 brl (+0.58), Brent @ $38.74 brl (-0.79) , Gold @ $1232.00 (+1.00), Silver @ $15.28 (+0.01), Euro @ $1.1106, JPY @ $113.0600, INR @ $67.3862 Today's Corporate Action 16th Mar Ex Date ALKYLAMINE Interim Dividend - Rs. - 10.0000 ASHOKA Interim Dividend - Rs. - 0.8000 BAJAJ-AUTO Interim Dividend - Rs. - 50.0000 BAJAJFINSV Interim Dividend - Rs. - 1.7500 BAJAJHLDNG Interim Dividend - Rs. - 25.0000 BAJFINANCE Interim Dividend - Rs. - 18.0000 BALKRISIND Interim Dividend - Rs. - 3.0000 BALKRISIND Special Dividend - Rs. - 2.5000 BANARBEADS Interim Dividend - Rs. - 2.5000 IRB Interim Dividend - Rs. - 2.0000 KABRAEXTRU Interim Dividend - Rs. - 2.2500 KPRMILL Interim Dividend - Rs. - 4.0000 LAHOTIOV Interim Dividend - Rs. - 0.4000 MODISNME Interim Dividend - Rs. - 1.0000 MUNJALSHOW Interim Dividend -

ECS will be replaced with NACH from 01/04/2016. Kindly ensure  that all ECS payment to be made through  till 31/03/2016. NACH stands for National Automated Clearing House. National Payments Corporation of India (NPCI) has implemented “National Automated Clearing House (NACH)” for Banks, Financial Institutions, Corporates and Government a web based solution to facilitate interbank, high volume, electronic transactions which are repetitive and periodic in nature. NACH System can be used for making bulk transactions towards distribution of subsidies, dividends, interest, salary, pension etc. and also for bulk transactions towards collection of payments pertaining to telephone, electricity, water, loans, investments in mutual funds, insurance premium etc. National Automated Clearing House (NACH) is a centralised system, launched with an aim to consolidate multiple ECS systems running across the country and provides a framework for the harmonization of standard & practices and remov

Think of Equity as your 3rd Child Most families have 2 children. We spend a lot of money over a 25 year period in educating our children, providing for all their needs, marrying them off - in short, getting them well settled in life. I tell my clients to think of equity as their 3rd child. Put in the same amount each year into an equity fund that you spend on one child. Do that for the same 25 years. After 25 years, whether your real children look after you or not, this 3rd child will look after you very well for the rest of your life. That you can be sure of 👍​​👍​​

Today's HT news about Bank mergers:: SBI & associates combined Assets 26 lakh Cr & 23078 branches, 282915 staff. BoB, united bank, P & S bk, mahila bank 9.38 lakh cr Assets, 11128 br, 76849 staff. BoI, andhra bk, bk of Maharashtra, vijaya bk asset 10.92 lakh Cr, 10953 br & 94301 staff PNb, OBC, Allahabad bk, Corp bank, Indian bank Assets 14.80 lakh Cr, branch 16630 & staff 152749 Canara bank, syndicate bank, IOB, ucobank Assets 13.83 lakh Cr, branches 15643 & staff 140290 Union bank, IDBI, Central bk & dena bank Assets 11.80 lakh Cr, branch 12110 & staff 104740 Size wise SBI & asst, PNB & other, canara & other, UBI & other, BOI & other, BOB& oth.  1 to 6.

Market Buzz Business Standard Ø  Mission clean-up: Banks to pull up loan defaulters Ø  DBS to buy RBS’ Indian onshore ops for Rs 1k-cr Ø  Asian economies led by India to be major growth driver: IMF Ø  Rajan wants global rules of conduct for central banks Ø  Telecom cos seek service tax levy roll back Ø  BSE gets in-principle nod for listing; IPO in 6-9 months Ø  Only 11% investments announced in manufacturing sector recorded: Study Ø  Sebi clampdown busts over Rs 15K cr worth tax evasion Ø  Spectrum sale faces delay Ø  Lagarde lauds India's fiscal policy Ø  Hope to pass GST, bankruptcy bill this session: Jaitley Ø  Sebi to encourage listed firms to adopt dividend policies Ø  Service tax levy on spectrum to increase tariff rates: COAI Ø  Parliamentary panel on land bill to meet on Monday Ø  Despite slowdown, China received $126 billion FDI in 2015 Ø  NMDC raises iron ore lump prices; first hike since June 2014 Business Line Ø  Central banks on watch as economic

Model-Form Of Complaint SAMPLE OF COMPLAINT, AFFIDAVIT IN SUPPORT OF COMPLAINT AND REPLY TO THE COMPLAINT A sample of complaint is give below. However, you can  file  a complaint in any other way as long as you write the specific information required to file in a complaint. BEFORE THE HON’BLE DISTRICT CONSUMER DISPUTES REDRESSAL FORUM AT…………….. OR BEFORE THE HON’BLE STTE CONSUMER DISPUTES REDRESSAL COMMISSION AT………………. OR BEFORE THE HON’BLE NATONAL CONSUMER DISPUTES REDRESSAL COMMISSION AT NEW DELHI IN RE: CONPLAINT NO……OF 20……. IN THE MATTER OF: (Full Name) (Description) (Complete Address) ……………Complainant -Vs.- (Full Name) (Description) (Complete Address) …………….Opposite party/parties Complaint under Section 12/Section 17/Section 21 of the consumer protection Act, 1986: Respectfully showeth: 1.     Introduction:  In this opening paragraph, you should give your introduction as well as that of the opposite parties. 2.     Transaction:  In thi

 WHAT TO EXPECT FROM THE INDIAN  AND GLOBAL MARKETS : 🔹Market will be react to US Job report, FPIs inflow, rupee and crude movement and global market. 🔹Foreign investors pumped over Rs 4,200 crore into Indian equities last week. On Friday, they bought shares worth Rs 671 crore, extending their buying spree that started on Tuesday--a day after the Union Budget. Investors gave a thumbs up to the government's decision to stick to the 3.5% fiscal deficit target for the next financial year and welcomed the Reserve Bank of India's move to broaden the Tier-I capital norms to include revaluation reserves as core equity. 🔹This week also saw favourable cues from global markets after positive US economic data showed that factory orders had risen and the service sector index showed a continued expansion. 🔹US Federal Reserve meet on March 15-16 still remains a deciding factor for India local equity market. Expectations are that the Fed will not hike rates. Strong data points in t

ALERT CITIZENS FORUM OF INDIA March 2, 2016 The Hon. Finance Minister, Government of India, New Delhi. Sub: Request to roll back the Tax on Employees Provident Fund announced in the Union Budget. Respected Sir, As propos the above, we wish to submit as under: 1) In a significant Budget announcement your goodself has stated that that interest on 60% contribution to Employees’ Provident Fund scheme will be taxed. 2) The reason being given for this is to simplify the schemes and bring them all on par, with other schemes like the National Pension Scheme.Though initially it was felt  that the entire 60% would be taxed, the government later clarified that only interest on 60% amount will be taxed. 3) This announcement has evoked strong reactions from workers and unions across the country because this is a sentimental issue. In a country with non-existent social security, it is unfair to tax people's savings after working after a life time. Even if it is tax on interest in the 60%

REASON WHY FII's HAVE TURNED BUYERS AFTER BUDGET OUR TAKE ON BUDGET 2016 Indias 70% on economy more or less depends on agricultural income This budget major emphasis was given on agriculture Many policy were announced as far as irrigation and protecting farmers from natural calamities and crop damage Major pocily were directed towards kick starting rural economy this will lead to aggregate demand for goods increasing consumer goods fmcg auto(2wheelers) will be the major beneficiary Also Major stress was given on affordable housing In India demand for small houses is very high GOVT bas taken lots of initiative to kick start housing industry this will lead to aggregate demand of cement and steel going up by more then 20 times Govt have laid down ambitious targets for road and infrastructure development Govt have taken steps to protect local steel industry by introducing minimum import price (MIP) As we see going forward 7th pay commission impact will also come which will