*Information on Fire - Flood claims*

*Important information* ♨
Hello, past 4 days Rain has created havoc, damage to vehicles, shop, material etc.

It's raining outside and it's time of getting *intimation of Fire - Flood claims*. If any of you has reported flood claims, please keep following points in mind.

1. Intimate the claim with following details to Insurance company immediately.

A. Name of proposer
B. Policy No
C. Detail address of location submerged in flood
D. Date and Time of flood
E. Name of person to be contacted
F. Mobile Number of person to be contacted
G. *Estimate of Loss*

Following precaution to be taken before surveyor comes to your place.

1. Take photograph/Video shooting preferably from photographer or on your mobile.
2. Shift the undamaged items to safe place and keep noting
4. Inform Local Municipal Authorites in writing about the loss.
3. If surveyor is coming immediately then don't remove damage item else keep damage separately in same place and keep record of damage item.
4. Do not dispose off or shift damage item without surveyor permission.

*Following documents may required by Insurance company afterwards.*

1. Xerox copy of Claim intimation
2. Xerox copy of policy and endorsements therein if carried out
3. Claim form duly filled in.
4. Photograph/Video Shooting
5. List of damage items
6. Purchase Registered with Purchase Bills
7. Sales Registered with Sales Bills
8. Stock Statement if loss of Stock
9. GST Returned record if you are filling GST
10. Local Authority intimation letter
11. Last 3 yrs ITR with fixed Asset statement
12. Newspaper cutting of flood. Insurance company may required Meteorological Dept report depend on flood situation in your Area.
12. Insurance company may required additional documents base on various other factor.

Dayanand Nene
Small Investors Forum